A rule finalized by the Consumer Financial Protection Bureau in December 2024 would have capped most bank overdraft fees at $5. It never took effect. Congress killed it in the spring of 2025, and the fee data collected since then shows exactly what that repeal costs the typical account holder: the average overdraft fee now…

Most bank fee waivers ask for something from the customer — a certain balance, a certain number of direct deposits, a bundled product. Truist has built one waiver path into its checking lineup that asks for nothing at all except a birth date. Customers on either side of a specific age line can skip the…

A checking or savings account that sits untouched long enough does not just quietly wait for its owner to come back. At U.S. Bank, an account classified as dormant is charged $5 every month it stays that way, a fee that can chip away at a forgotten balance long before the state ever gets involved.…

Checking accounts that once came free with a debit card and a smile increasingly carry a monthly price tag, and U.S. Bank’s flagship consumer account is no exception. The bank’s Smartly Checking account lists a $12 monthly maintenance fee in its current pricing disclosure, and unlike a flat, unavoidable charge, dodging it depends on clearing…

Overspending a debit card by a few dollars can trigger a fee of around $35 — but only if you gave the bank permission to let it happen. A little-known federal rule puts that choice in the customer’s hands, and turning off debit-card overdraft coverage is a free move that stops the fees before they…

Section I.A of AT&T’s Mobility Fee Schedule is a four-row table of monthly recurring charges, and the first row is the largest flat one on it. The entry is called the AT&T Administrative and Regulatory Cost Recovery Fee, and the amount column reads $4.99 per line per month. It is not a plan price, it…

Typing a utility company’s name into a search bar feels like the safest possible way to pay a bill. Federal regulators say one company built a business on the gap between that feeling and what a search result actually is. Under a proposed settlement announced this week, the online bill payment firm Doxo will pay…

An overdraft fee is one of the few bank charges you can switch off in advance, and most people never do. The average fee runs about $27 a shortfall, and some banks still charge $30 to $35 — enough to turn a $5 coffee bought on an empty account into a $40 morning. A federal…

Buying a $5 coffee should never cost you $40. Yet that is exactly what happens when a debit-card purchase you cannot fully cover triggers an overdraft fee that often runs about $35. Here is the part most people never learned: your bank is only allowed to charge that fee on an everyday debit or ATM…

If you banked with SunTrust in Georgia years ago and got hit with overdraft fees on debit or ATM transactions, there may be a check with your name on it. A $240 million settlement is paying eligible Georgia account holders between $5 and $1,000, and the striking part is that you do not have to…