Section I.A of AT&T’s Mobility Fee Schedule is a four-row table of monthly recurring charges, and the first row is the largest flat one on it. The entry is called the AT&T Administrative and Regulatory Cost Recovery Fee, and the amount column reads $4.99 per line per month. It is not a plan price, it…

Typing a utility company’s name into a search bar feels like the safest possible way to pay a bill. Federal regulators say one company built a business on the gap between that feeling and what a search result actually is. Under a proposed settlement announced this week, the online bill payment firm Doxo will pay…

An overdraft fee is one of the few bank charges you can switch off in advance, and most people never do. The average fee runs about $27 a shortfall, and some banks still charge $30 to $35 — enough to turn a $5 coffee bought on an empty account into a $40 morning. A federal…

Buying a $5 coffee should never cost you $40. Yet that is exactly what happens when a debit-card purchase you cannot fully cover triggers an overdraft fee that often runs about $35. Here is the part most people never learned: your bank is only allowed to charge that fee on an everyday debit or ATM…

If you banked with SunTrust in Georgia years ago and got hit with overdraft fees on debit or ATM transactions, there may be a check with your name on it. A $240 million settlement is paying eligible Georgia account holders between $5 and $1,000, and the striking part is that you do not have to…

Overdraft and bounced-check fees are among the most resented charges in banking, so it is worth noting when members get some of that money back. Two credit unions have agreed to settle claims that they charged improper overdraft and non-sufficient-funds fees, and the standout feature for affected members is what they do not have to…

This settlement does not pay eligible people automatically. A Georgia customer who ignores the notice gives up the payment, releases the covered claims anyway, and leaves the account’s allocation with SunTrust. September 14 is therefore a real money deadline, not an administrative suggestion. The class is narrower than “anyone charged an overdraft fee” The lawsuit…

A lot of households came out of 2024 believing overdraft fees had finally been capped by federal rule. A rule really was written, finalized and published, with an effective date sitting on the calendar. It never took effect. There is still no federal limit on what a bank or credit union may charge you when…

“Free checking” is not supposed to mean free only until a balance dips or the calendar turns. When a bank or credit union advertises an account as free or no cost, federal rules bar monthly service charges and fees for failing to maintain a minimum balance. Other charges can still apply, so the account’s name…

A few dollars added to every phone or online payment can make an already difficult debt more expensive. Federal consumer guidance says a third-party debt collector may collect that pay-to-pay charge only when the agreement that created the debt expressly authorizes it or a law specifically permits it. Silence in the contract and silence in…