One of the most useful estate-planning tools costs nothing, takes a few minutes at the bank, and spares your family a slow, public court process after you die. It is a payable-on-death designation, and adding one to a checking, savings, or CD account lets the money pass straight to the person you name, without a…

If you used Cash App and ever ran into an unresolved fraud problem, a check may already be on its way to you, and you do not have to sign up, file a form, or click anything to get it. A federal order requires Cash App’s parent company to set aside as much as $120…

Start with the odds, because they are better than almost any other place you could look for money. In Pennsylvania, more than one out of every ten residents is owed cash the state is holding and actively trying to give back. Not a lottery ticket, not a sweepstakes: real dollars from old accounts and uncashed…

On a Friday afternoon in July, regulators closed a tiny savings and loan in Kentland, Indiana. One week later, state officials in Kansas shut down a one-office bank in Lenexa. In both towns, the people who kept checking and savings accounts at those banks lost nothing, waited out a single weekend, and started the next…

The FTC sent 9,419 checks totaling more than $672,000 to consumers deceived by Trend Deploy. The checks must be cashed within 90 days of issuance.

NCUA placed WeDevelopment Federal Credit Union into conservatorship on July 10, 2026. IRA and KEOGH accounts are separately insured up to $250,000 on top of individual coverage.

On July 1, 2025, the dollar figures inside the federal check-hold rules went up. What did not move was the machinery around them. Regulation CC still runs on an availability schedule that has been in place since 1990, and it still works the same way it always has: a small slice of a check deposit…

Thirty-eight hundredths of one percent. On a $10,000 balance left alone for a full year, that comes to $38 in interest, or a little over three dollars a month. That is not a figure from a rate-comparison site or a single unlucky bank. It is the national average paid on savings accounts by every insured…

The clock that decides what a stolen debit card ends up costing does not start when the card goes missing. It starts at the moment the cardholder realizes it is gone. Federal law allows two business days from that realization, and the distance between beating that deadline and missing it is the distance between a…

The notice a bank failure generates in the Federal Register is addressed to creditors and lawyers, not to the people who kept a checking account there. That division is the design. At every American bank placed in federal receivership this year, the cost of the failure was routed to the federal Deposit Insurance Fund rather…