Category: Insurance
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Ambetter’s Pennsylvania marketplace customers face a 35.1% premium increase in 2027, while Oscar’s rise is 1.4%
Pennsylvania’s Insurance Department has finalized 2027 Affordable Care Act marketplace rates, and how much a household’s bill rises next year depends heavily on which insurer sells the plan. Ambetter Health of Pennsylvania’s approved increase is 35.1 percent, the steepest among the state’s marketplace insurers, while Oscar Health Plan of Pennsylvania’s approved increase is just 1.4…
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Weight-loss drugs add a full point to employer health cost growth in 2027
Rising use of GLP-1 weight-loss and diabetes drugs is adding a full percentage point to the growth of employer health benefit costs for 2027, according to Mercer’s annual survey of employer-sponsored health plans. Employers overall expect total health benefit costs to rise 8.2 percent next year, and Mercer’s survey attributes one point of that increase…
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Anyone using an agent for 2027 HealthCare.gov coverage must give a Social Security or immigration document number for every applicant but newborns
Starting with 2027 coverage, anyone who signs up for a Marketplace health plan through an agent or broker will have to supply a Social Security number or an immigration document number for every person on the application except a newborn. The Centers for Medicare & Medicaid Services announced the requirement as part of a wider…
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Employers expect the biggest jump in health coverage costs since 2003, and most large ones will pass more of it on
Mercer’s latest look at employer health costs lands with an uncomfortable number attached. The consulting firm’s preliminary survey of more than 1,800 U.S. employers projects that total health benefit cost per employee will climb 8.2% on average in 2027, the largest year-over-year increase since 2003, even after employers have already trimmed their plans to hold…
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More than a million people dropped exchange coverage after the extra premium help expired
Enrollment in Affordable Care Act marketplace plans fell by more than a million sign-ups for 2026, the sharpest one-year drop since the marketplaces opened, after enhanced premium tax credits expired at the end of 2025 and were not renewed. That figure describes people who picked a plan during open enrollment, not the smaller number who…
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The promised $500 health exchange refunds go only to enrollees who received no premium help
A one-time payment of $500 is headed toward roughly a million Affordable Care Act enrollees, according to a White House fact sheet published September 10, 2026. The offer sounds broad enough to help any marketplace shopper frustrated by rising premiums, but the eligibility line drawn inside the announcement narrows it sharply. Only enrollees in the…
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Home insurance rose 34 percent in Minnesota and 33 percent in Colorado last year
Homeowners in Minnesota and Colorado opened last year’s renewal notices to some of the steepest home insurance increases in the country, as insurers priced in years of hail, wind and wildfire losses. Minnesota’s average annual premium rose from $2,632 to $3,530 over 2025, and Colorado’s climbed from $3,032 to $3,996, according to an industry report…
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The most a 2027 exchange plan can charge one person out of pocket rises to $12,000
Households shopping for an Affordable Care Act marketplace plan for 2027 will face a higher ceiling on what a single illness or injury can cost them out of pocket. The Centers for Medicare & Medicaid Services has finalized $12,000 as the most a self-only exchange plan can require an enrollee to pay in deductibles, copays…
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Washington approved a 22 percent health premium increase for 2027 and Oregon 21.6 percent
Health regulators in Washington and Oregon closed out their 2027 rate reviews within weeks of each other, and both landed on increases well above the pace that ordinary household budgets have adjusted to. The decisions apply to people who buy health coverage on their own rather than through an employer, a group that includes early…
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The White House named 30 states for the promised exchange refunds and left out the other 20
President Trump’s White House published a list of 30 states on September 10 whose Affordable Care Act marketplace enrollees are promised a $500 refund check this fall, tied to exchange fees the administration says were collected in excess for years. Twenty states don’t appear on that list at all, and the fact sheet offers no…
