Open enrollment materials landing in mailboxes this fall carry a jolt for anyone who buys health coverage on their own rather than through an employer: the monthly bill for an Affordable Care Act marketplace plan has climbed sharply since a pandemic-era subsidy boost lapsed at the end of last year. The increase lands hardest on…

Car insurance is usually the one line item on a household budget that only moves in one direction. The federal government’s latest inflation report shows it moving the other way, for a second month in a row. New Consumer Price Index data from the Bureau of Labor Statistics shows the average cost Americans pay for…

A wave of health insurance renewal notices is landing this fall with premiums well above what many households paid a year ago, and the reason traces back to a decision that already took effect, not one still pending. The extra financial help that had been holding down Affordable Care Act marketplace premiums since 2021 lapsed…

California’s insurer of last resort is about to get noticeably more expensive for the people who depend on it. Starting October 15, average premiums at the California FAIR Plan rise by 29.1 percent for new and renewing homeowners, a figure state regulators approved after the plan first asked for considerably more. For a policyholder base…

Nearly three million fewer people were enrolled in an Affordable Care Act marketplace plan in early 2026 than a year earlier, and the households that kept their coverage watched their monthly premium bill climb sharply at the same time. The two trends line up on the calendar: enhanced federal premium tax credits that had capped…

Home insurance premiums climbed in nearly every corner of the country in 2025, according to a report the insurance-comparison company Insurify published in March 2026. Prices rose in 45 states and Washington, D.C., while only five states saw rates hold level or move lower. For a typical household, that increase rarely arrives as its own…

Home insurance premiums are on track to rise again nationwide in 2026, but not everywhere. New projections show five states are bucking that trend entirely, with average premiums expected to hold flat or actually fall slightly by the end of the year even as the national average climbs. It is a rare bright spot in…

Congress’s flood insurance deadline gets most of the attention, but a narrower, more reassuring rule sits underneath it. If a homeowner already has a National Flood Insurance Program policy in force, that policy does not disappear the moment the federal government’s authority to sell new coverage runs out. It keeps paying covered claims and staying…

Roughly 20 health insurers that sell Affordable Care Act Marketplace plans asked state regulators for 2027 premium increases topping 20 percent, part of a wider round of filings that mostly proposed double-digit hikes for the second year in a row. The requests were among the earliest signals of what marketplace shoppers can expect to pay…

The federal government’s authority to sell and renew flood insurance policies is due to expire at 11:59 p.m. on September 30, 2026, unless Congress passes another extension before then. That deadline sits at the center of a housing market that leans heavily on the National Flood Insurance Program, the federally backed system that insures roughly…