Nearly three million fewer people were enrolled in an Affordable Care Act marketplace plan in early 2026 than a year earlier, and the households that kept their coverage watched their monthly premium bill climb sharply at the same time. The two trends line up on the calendar: enhanced federal premium tax credits that had capped…

Home insurance premiums climbed in nearly every corner of the country in 2025, according to a report the insurance-comparison company Insurify published in March 2026. Prices rose in 45 states and Washington, D.C., while only five states saw rates hold level or move lower. For a typical household, that increase rarely arrives as its own…

Home insurance premiums are on track to rise again nationwide in 2026, but not everywhere. New projections show five states are bucking that trend entirely, with average premiums expected to hold flat or actually fall slightly by the end of the year even as the national average climbs. It is a rare bright spot in…

Congress’s flood insurance deadline gets most of the attention, but a narrower, more reassuring rule sits underneath it. If a homeowner already has a National Flood Insurance Program policy in force, that policy does not disappear the moment the federal government’s authority to sell new coverage runs out. It keeps paying covered claims and staying…

Roughly 20 health insurers that sell Affordable Care Act Marketplace plans asked state regulators for 2027 premium increases topping 20 percent, part of a wider round of filings that mostly proposed double-digit hikes for the second year in a row. The requests were among the earliest signals of what marketplace shoppers can expect to pay…

The federal government’s authority to sell and renew flood insurance policies is due to expire at 11:59 p.m. on September 30, 2026, unless Congress passes another extension before then. That deadline sits at the center of a housing market that leans heavily on the National Flood Insurance Program, the federally backed system that insures roughly…

Colorado insurance companies filed for a weighted average 13.4 percent premium increase on individual health plans for 2027, with one carrier asking for as much as 23.9 percent. None of those numbers are prices yet. As of today, the Colorado Division of Insurance has not approved a single one of next year’s requested individual-market rate…

Colorado’s insurance regulator released preliminary 2027 premium filings from health insurers in late July, and buried in that filing data is a bigger number than the one the state highlighted in its own headline. Insurers filed for a weighted average request of 13.4 percent more across Colorado’s individual market for next year, with one carrier’s…

New York’s insurance regulator just did something most states haven’t: it finished the job. On September 4, 2026, the state Department of Financial Services approved final 2027 health insurance premiums for the individual and small-group markets, and the number that survived is a fraction of what insurers originally asked for. If you’ve seen headlines this…

In 2025, a 40-year-old earning $65,000 a year in Indianapolis paid $316 a month for an Anthem silver plan after a federal tax credit brought the price down. This year, with that credit gone, the same plan costs $477 a month. Insurers have now filed rates for 2027 that would push it to $546 —…