Category: Insurance
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ASI Lloyds filed a homeowners insurance rate cut affecting 71,000 Texas policyholders
Progressive’s Texas homeowners company has asked the state to approve lower prices. ASI Lloyds, a Progressive company, filed a 6% decrease that affects 71,000 Texas policyholders, according to the Texas Department of Insurance. Homeowners insurance is the bill many Texas households have watched climb for years, which makes a filed cut notable even before it…
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Connecticut regulators flagged rate cuts for some State Farm, Farmers and Liberty Mutual auto customers among 19 auto filings from 14 insurers
“Connecticut families continue to face challenges with insurance affordability,” Insurance Commissioner Josh Hershman said on October 16, in announcing that his department had found auto rate decreases waiting in the filings it reviews. He called the filings “a positive development.” The Connecticut Insurance Department counted 19 personal auto filings from 14 companies that include rate…
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Texas auto insurers filed rate cuts affecting 235,000 Auto Club County Mutual and 39,000 Loya policyholders
Two Texas car insurers have asked to lower what they charge, and together the requests reach 274,000 policyholders. Auto Club County Mutual Insurance Company filed a 3% decrease affecting 235,000 policyholders, and Loya Insurance Company filed a 10.3% decrease affecting 39,000. Both are filings, which means each company has proposed the new rate to the…
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The White House calls the $500 payments a return of Obamacare overcharges, funded from a surplus in the fees the federal exchange collects
The White House is describing a round of $500 payments as a return of Obamacare overcharges. Its fact sheet says the federal government will return “hundreds of millions in Obamacare overcharges” and ties the money to an exchange user-fee surplus. The administration says checks start going out in October 2026. What does the White House…
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Health plans must give pricing information by telephone for plan years starting January 1, 2027, and may cut a caller off at no fewer than 20 providers a day
Health plans will have to answer price questions by telephone, not just on a website, once a new federal rule takes hold. The rule applies to plan years that begin on or after January 1, 2027. A plan may also stop quoting a caller after no fewer than 20 providers in a day. The Departments…
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Workers who lose a job can usually keep their employer’s health plan for up to 18 months under COBRA, at up to 102 percent of the cost
People who lose a job at a company with 20 or more employees can usually stay on the employer’s health plan for up to 18 months under a federal law called COBRA. The catch is the price. The plan can charge up to 102 percent of its cost, which means the worker pays the share…
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The Trump administration announced $78 million in rural health money for 216 Texas providers
The Trump administration announced $78 million on Oct. 15, 2026 for 216 rural health care providers in Texas. The money is meant to help those providers hire and keep workers, fight chronic disease and replace aging equipment. It is a grant to clinics, hospitals and emergency services, not a payment to patients. The Centers for…
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Federal employees and retirees in MHBP Standard self-only coverage face $1,540 more a year in 2027 premiums, a Checkbook analysis says, and Open Season ends Dec. 14
Federal employees and retirees who carry MHBP Standard self-only coverage face the biggest premium jump in the Federal Employees Health Benefits (FEHB) program for 2027, $1,540 more a year. The estimate comes from an analysis by Consumers’ Checkbook, a nonprofit that compares health plans. Open Season, the yearly window to change plans, ends Dec. 14.…
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At least seven insurers are leaving the ACA marketplace in 2027, forcing consumers in 20 states to switch plans, the Commonwealth Fund says
At least seven insurers will stop selling Affordable Care Act marketplace plans in 2027, and the Commonwealth Fund says their exits will force consumers in 20 states to switch to new plans next year. The count comes from an October 8 post by three Georgetown University health policy researchers, Stacey Pogue, Abigail Knapp and Justin…
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A 40-year-old just above the ACA subsidy cutoff who paid $445 a month in 2025 could owe $719 a month in 2027, a Commonwealth Fund analysis estimates
A 40-year-old whose income sits just above the cutoff for ACA premium help, and who paid $445 a month after tax credits in 2025, could owe $719 a month in 2027, a Commonwealth Fund analysis estimates. By the arithmetic of those two figures, that is $274 more each month, or $3,288 over a year. The…
