Insurance companies do not usually explain their price increases in public. This year they have, in writing, to state regulators — and in filing after filing for 2027, they point at the same cause for roughly four percentage points of the increase: the enhanced premium tax credits that expired at the end of 2025. That…

Oregon’s insurance regulator locked in a 21.6 percent average rate increase for its individual health insurance market on August 18. Delaware’s regulator followed on September 4, approving a 17.2 percent increase for its largest marketplace insurer. Both numbers are final decisions, not the opening asks insurance companies filed months ago. If you buy your own…

Marcus Webb’s insurance broker in Toledo has fielded the same panicked phone call four times this week: a client who saw a headline saying the government shrank Open Enrollment down to December 15 this year, and wanted to lock in a plan before it was “too late.” It isn’t too late. HealthCare.gov’s own site, checked…

If you buy your own health insurance through the Affordable Care Act marketplace, the letter that lands in your mailbox this fall is likely to carry a bigger number than last year’s. Insurers covering every state and Washington, D.C. have filed paperwork asking regulators to approve a median premium increase of 15 percent for 2027.…

Cigna sold you an individual health plan this year in one of 11 states. Come January 1, 2027, that plan won’t exist. Roughly 369,000 people are in this position right now, and most of them don’t know it yet, because the decision was made back in April during a routine earnings call, not a headline…

Virginia’s largest hospital system says the state’s biggest health insurer has stopped paying its bills on time. Sentara Health told Anthem Blue Cross Blue Shield of Virginia this summer that the insurer owes more than $105 million in claims already 90 days past due, on top of two smaller billing disputes. The fight over that…

Homeowners insurance has quietly become one of the largest recurring costs layered onto a monthly mortgage bill. New research from the Federal Reserve Bank of Dallas finds that for the average homeowner nationally, the insurance premium now equals 14 percent of the monthly payment covering mortgage principal and interest, up from 10 percent in 2013.…

Full-coverage car insurance premiums are climbing again after a rare year of relief, and the increase is landing unevenly across the country. Insurify, an online insurance marketplace, found that average full-coverage rates rose in 27 states during the first half of 2026, reversing a nationwide 6% decline logged in 2025. Connecticut absorbed the steepest increase…

Eleven health insurers have told state regulators and reporters they are leaving the individual Affordable Care Act marketplace, either everywhere or in specific states, once the current 2026 plan year ends. The single largest hit falls on Cigna, which is exiting ACA exchange business in eleven states and taking roughly 369,000 enrolled members with it.…

Roughly three million Californians who rely on Health Net for health coverage are watching the company exit the business of insuring workers through their employers. Centene, Health Net’s parent company, confirmed to a healthcare trade publication that Health Net is leaving the traditional commercial group insurance market in California and Oregon entirely, ending every small…