Section 139 of a stopgap spending law moved the expiration of the National Flood Insurance Program’s authority from September 30 to December 11, 2026, which leaves a little over two months before Congress has to act again. The Congressional Research Service says the program insures nearly 4.5 million policies, a count it takes from FEMA…

About 26.7 million people in the United States, or 7.9% of the population, had no health insurance at any point in 2025, the U.S. Census Bureau reported in its annual income, poverty and health insurance release. The figure comes from the same September 15, 2026 report that found median household income hit a record $87,460…

Pennsylvania’s Insurance Department turned down nearly $95 million worth of premium increases that health insurers had requested for 2027, holding the average individual-market rate hike to 15.97% instead of the 17.14% insurers proposed. The department’s review, completed September 18, 2026, examined every insurer’s filing before settling on the lower number. Pennsylvania residents shopping the ACA…

Maryland’s insurance regulators approved an average 14.6% increase in 2027 individual health insurance premiums for the state’s Affordable Care Act marketplace, a decision covering about 274,000 people. The Maryland Insurance Administration finalized the rate on September 25, 2026, after reviewing separate filings from each insurer selling on the individual market. Small businesses buying coverage through…

Florida’s Office of Insurance Regulation approved homeowners insurance rate decreases at four companies this month, cutting premiums for more than 62,000 policyholders by amounts ranging from 3.2% to 10.4%. Insurance Commissioner Mike Yaworsky signed off on the reductions at One Alliance, Safe Harbor, Unique and Vyrd on September 22, 2026. The approvals mark a rare…

State insurance regulators finalized 2027 Affordable Care Act marketplace rates this month, and the increases vary sharply by state: Washington approved an average 22.2% rise, Pennsylvania approved 15.97%, and New York held its increase to 6%. Each state’s insurance department reviewed and trimmed what insurers originally requested before signing off on a final number. The…

Homeowners in Le Sueur County, a rural county in south-central Minnesota, absorbed the sharpest home-insurance increase Insurify tracked anywhere in the state this year. Premiums there rose 23.9 percent, or $715, in just six months, nearly double Minnesota’s own statewide increase over the same stretch and more than ten times the national pace, according to…

The average cost of homeowners insurance nationwide rose to $3,012 a year in the first half of 2026, a 2.2 percent increase, according to a new analysis from the insurance marketplace Insurify. Minnesota homeowners saw a far sharper move over the same stretch: premiums there climbed 12.9 percent, or $457, in just six months, one…

Car insurance premiums are projected to climb in most of the country before the year closes out. Insurify, a private online insurance marketplace, projects that 32 states will see rate increases by the end of 2026, led by Connecticut and West Virginia, while a small number of states are projected to move the other way.…

A driver shopping for full-coverage car insurance this fall is looking at a national average that has barely moved since spring, but that average hides an enormous range from state to state. Insurify, a private online insurance marketplace that tracks the rates its users are quoted, reported on September 8 that full-coverage premiums held steady…