Category: Insurance
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Federal employees and retirees face an average 10.9 percent rise in their share of FEHB premiums for 2027, OPM says
The share of health insurance premiums that federal employees and retirees pay themselves will rise an average of 10.9 percent for 2027, the Office of Personnel Management says. The figure is for the Federal Employees Health Benefits Program, known as FEHB, and comes from OPM’s highlights for plan year 2027. The overall average premium, which…
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Health plans must give members personalized cost estimates by phone and online under rules finalized Oct. 5 for plan years starting on or after Jan. 1, 2027
“People should know what their health insurance will cover and what they will need to pay before receiving medical care, not after the bill arrives.” That is how the Centers for Medicare & Medicaid Services described the goal of new Transparency in Coverage rules in an Oct. 5 announcement. The rules, finalized Oct. 5, require…
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HealthCare.gov open enrollment for 2027 runs Nov. 1 to Jan. 15, and Dec. 15 is the last day to pick a plan that starts Jan. 1
People who buy their own health insurance on HealthCare.gov have until Dec. 15 to pick a 2027 plan that starts on Jan. 1. The federal marketplace’s dates and deadlines page sets open enrollment for 2027 coverage to run from Nov. 1 to Jan. 15. The gap between those two deadlines is what trips people up.…
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Nearly a month after the White House promised health exchange refunds, no federal agency has published a page saying how they will be paid
Twenty-six days separate the White House’s September 10 promise of $500 health exchange refunds from today, and in that time the agencies that would normally run such a payment have said nothing in writing. As of October 6, 2026, the newsrooms of the Centers for Medicare & Medicaid Services, the Treasury Department and the IRS,…
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California’s new law will let the insurance commissioner order an insurer to pay restitution straight to a policyholder for unfair claims handling from January 1, 2028, and report an adjuster change within 15 days
California’s insurance commissioner already had the power to make an unlicensed operator pay back the people its conduct harmed. Under Senate Bill 876, signed September 27, 2026, the same power reaches licensed insurers: the commissioner may order a company found to have engaged in an unfair claims settlement practice to pay restitution to the policyholder…
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California’s disaster-insurance law takes effect January 1, 2028 with a mandatory offer of extended replacement cost coverage
California insurers that write residential property policies will have to put an extended replacement cost option, set at no less than 50 percent above the dwelling limit, in front of every applicant and every renewing customer, under Senate Bill 876, the Disaster Recovery Reform Act. The bill was signed September 27, 2026 and filed as…
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Florida approved a renters-insurance cut at American Modern covering about 121,898 policies, effective October 11 at new business and renewal
About 121,898 renters-insurance “exposures” at American Modern Home Insurance Company are covered by a rate decrease that Florida regulators approved this month, and the new rates apply to new business and renewal starting October 11. The count comes from the Florida Office of Insurance Regulation, which announced the approval on October 2, and it is…
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Florida approved a 12.8 percent renters insurance rate cut at American Modern Home from October 11
Renters in Florida have a rare piece of insurance news to read this month: a price going down. The state insurance regulator has approved an average 12.8 percent rate decrease on renters policies written by one company, American Modern Home Insurance Company, and the lower rates begin on October 11. The approval was announced on…
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Providence Health Plan will discontinue individual and family policies on January 1, forcing members to re-shop
Providence Health Plan is leaving the individual health insurance market, and the date on the calendar is close. Policies sold to individuals and families will be discontinued on January 1, which forces every member of those plans to re-shop for coverage that begins with the new year. The insurer has not said how many people…
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Washington regulators approved an average 22.2 percent increase on 2027 Exchange individual health plans affecting 281,055 people
Washington’s Office of the Insurance Commissioner has approved an average rate increase of 22.2 percent for the 2027 Exchange health insurance market, a shade under the 22.4 percent that insurers asked for. The office counts 281,055 people as affected by the rate changes across the approved plans. Both figures describe the state’s Exchange market as…
