IRS Free File covers taxpayers with 2025 income of $89,000 or less, yet many pay for software anyway. Here is who qualifies and how to use it.

The Taxpayer Advocate Service is a free, independent office inside the IRS for stuck refunds and stalled cases. Who qualifies and how to open a case with Form 911.

Mortgage lender or student aid office wants your tax transcript? The IRS gives out five types free, online, no phone call. Here’s which one to pick.

The IRS Tax Counseling for the Elderly program offers free tax help for people 60 and older. Here is how TCE works and how to find a site near you.

Low Income Taxpayer Clinics represent people in audits, appeals and collection fights with the IRS for free or a small fee. Here is who qualifies in 2026.

If you cannot pay a tax bill in full, the IRS lets most people set up a payment plan online in minutes. Here is how the options work and what they cost.