Category: Scams & Your Rights
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Credit Acceptance will have to cap car prices at 109% of retail book value for seven years for some borrowers under its multistate settlement
Buying a car with financing from Credit Acceptance is about to come with a price ceiling it did not have before. Under the multistate settlement announced September 17, 2026, the company must cap vehicle prices at 109% of retail book value for seven years for certain consumers, a limit meant to stop the kind of…
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Credit Acceptance’s multistate settlement covers auto loans made from November 2015 through November 2025
A decade of Credit Acceptance auto loans, not just the ones being made now, is covered by the multistate settlement the company reached with state attorneys general on September 17, 2026. Maryland’s attorney general says the case reaches loans originated from November 1, 2015, through November 30, 2025, a window that determines who is eligible…
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Credit Acceptance borrowers with risky loans made since December 2025 can qualify for 95% debt relief under a five-year program starting November 2
Credit Acceptance Corporation, one of the country’s largest subprime auto lenders, agreed to give some future borrowers a way out of a loan that goes bad. Under a multistate settlement announced September 17, 2026, the company must offer 95% debt relief to qualifying borrowers with risky loans made starting in December 2025, through a program…
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Amazon Prime refund payments expire 60 days after they are issued, the FTC warns, as payouts continue through April 2027
Amazon Prime members who are due money back from a 2025 Federal Trade Commission settlement are running against a clock most of them do not know exists. The FTC says every refund payment in the case, whether it arrives as a mailed check, a PayPal transfer or a Venmo deposit, expires 60 days after it…
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Hayward will repair for free, in owners’ homes, 4,600 pool heaters that sold for about $5,600
Hayward will send a technician to inspect and repair, in the owner’s home and at no cost, about 4,600 Universal pool heaters that sold for about $5,600, after identifying a defect that poses a carbon monoxide poisoning hazard. The recall, dated Sept. 17, covers heaters sold between March and July 2026. Carbon monoxide has no…
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Target and Nordstrom shoppers get full refunds on 4,000 recalled Love To Dream sleep machines that sold for about $60
Love To Dream will give a full refund to owners of about 4,000 portable sleep machines sold at Target and Nordstrom for about $60, after finding the battery can overheat when paired with an incompatible charger. The recall, announced Sept. 24, covers units sold between February 2025 and September 2026. No injuries have been reported.…
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Char-Broil will send free repair kits for 10,605 Bistro Pro electric grills sold at Lowe’s and Walmart for up to $250
Char-Broil will send a free repair kit to owners of about 10,605 Bistro Pro electric grills sold at Lowe’s, Walmart and other retailers for $150 to $250, after the company found a wiring defect that can cause an electric shock. No injuries have been reported. Owners who complete the repair and submit photo proof can…
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Costco-sold Sauna360 infrared saunas that cost up to $13,000 get free in-home repairs after 67 overheating reports
Sauna360 will send a technician to make a free in-home repair on about 41,580 infrared and hybrid infrared saunas sold at Costco for $6,000 to $13,000, after 67 reports of the units overheating, melting, charring or burning. The recall covers saunas and infrared kits sold under several brand names between May 2013 and July 2026.…
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Car dealers must advertise a price that includes every mandatory fee, the FTC told the industry
The Federal Trade Commission told the auto industry on Sept. 15 that an advertised vehicle price has to be the actual price a customer can walk in and pay, with no mandatory fee left off the sticker. The only charges a dealer can still leave out of that number are ones the government itself requires…
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California used-car buyers who cancel within three days can be charged a restocking fee of $200 to $600
Starting Oct. 1, 2026, a California used-car dealer can charge a buyer a restocking fee of $200 to $600 for canceling a purchase within three days. The fee only applies if the buyer paid for an optional cancellation agreement at the time of sale, since California has no automatic right to return a used car.…