Homeowners insurance has quietly become one of the largest recurring costs layered onto a monthly mortgage bill. New research from the Federal Reserve Bank of Dallas finds that for the average homeowner nationally, the insurance premium now equals 14 percent of the monthly payment covering mortgage principal and interest, up from 10 percent in 2013.…

Full-coverage car insurance premiums are climbing again after a rare year of relief, and the increase is landing unevenly across the country. Insurify, an online insurance marketplace, found that average full-coverage rates rose in 27 states during the first half of 2026, reversing a nationwide 6% decline logged in 2025. Connecticut absorbed the steepest increase…

Eleven health insurers have told state regulators and reporters they are leaving the individual Affordable Care Act marketplace, either everywhere or in specific states, once the current 2026 plan year ends. The single largest hit falls on Cigna, which is exiting ACA exchange business in eleven states and taking roughly 369,000 enrolled members with it.…

Roughly three million Californians who rely on Health Net for health coverage are watching the company exit the business of insuring workers through their employers. Centene, Health Net’s parent company, confirmed to a healthcare trade publication that Health Net is leaving the traditional commercial group insurance market in California and Oregon entirely, ending every small…

Workers with job-based health insurance are bracing for the steepest premium increase in more than two decades. A new survey from benefits consultant Marsh projects that employer health plan costs will rise 8.2% in 2027 even after companies trim benefits to soften the blow, the largest such increase since 2003. For a household already juggling…

Millions of workers pay more for health coverage because they smoke, vape, or otherwise fail a tobacco-related wellness standard their employer’s plan sets. Federal regulators just settled a 12-year argument over exactly when those workers get their money back if they quit and complete a cessation program partway through the year — and the answer…

State Farm is handing back a lot of money to its auto insurance customers, and for most it will arrive without any effort on their part. The company is distributing a record dividend of about $5 billion to policyholders, averaging roughly $100 per insured vehicle. For a household watching every line of the budget, an…

Millions of people who buy their own health insurance through the Affordable Care Act marketplaces are staring down a sharp increase in what they pay out of pocket. The extra subsidies that held premiums down for the past several years expired at the end of 2025, and for many households that change roughly doubles the…

Homeowners insurance has quietly become one of the fastest-rising line items in the household budget, and the pain is not evenly spread. Surveys over the past two years show that a large share of homeowners, roughly one in three or more, opened a renewal notice to find their premium had jumped by more than 20…

For the millions of people who buy their own health insurance through the Affordable Care Act marketplace, the cost math is changing for 2026 — and not in their favor. The enhanced premium tax credits that had held down monthly costs since 2021 expired at the end of 2025, and their disappearance is pushing up…