Homeowners opening their insurance renewal this year are finding a familiar shock: another increase stacked on top of last year’s. The insurance-shopping firm Insurify projects the average U.S. home insurance premium will reach about $3,057 by the end of 2026, a figure that has climbed roughly 46 percent since 2021. That is nearly three times…

State Farm is returning about $5 billion to its auto insurance customers, averaging roughly $100 per insured vehicle, in what the company calls the largest dividend in its more than century-long history. The payments are being sent automatically — most customers do not have to file anything — and, notably, former customers from the covered…

Forty-three and three-tenths percent is the steepest inflation-adjusted rise in the average homeowners insurance premium recorded in any of the four regions the National Association of Insurance Commissioners tracks, measured across 2018 through 2024. The gentlest regional increase over those same seven years was 18.3 percent, also after inflation is stripped out. Both figures come…

The homeowners insurance bill is one of the fastest-rising costs many households face, and it has quietly reshaped the math of owning a home. Premiums are up about 46 percent since 2021 — roughly three times the pace of overall inflation over that stretch — and 2026 is on track to be the fifth straight…

The extra help that held down Affordable Care Act premiums for the past several years is gone, and the difference is showing up as a much bigger monthly bill. The enhanced premium tax credits expired at the end of 2025, and the health-policy research group KFF estimates that the amount marketplace enrollees pay out of…

Car insurance has quietly become one of the fastest-rising fixed costs in the household budget, and 2026 offers little relief. The typical U.S. driver is on track to pay about $2,256 a year for auto coverage, and premiums are still climbing in most of the country. For a two-car household, that trend can add several…

If you buy your health insurance through the marketplace, brace yourself for a much bigger bill. The enhanced tax credits that quietly held down premiums for millions of people have expired, and the change is landing squarely on household budgets. On average, analysts estimate marketplace enrollees will pay roughly double what they did before, about…

A new primary record puts State Farm’s largest policyholder dividend has moved from announcement to payment into practical household terms. Timing, eligibility and remedy determine whether State Farm’s largest policyholder dividend has moved from announcement to payment changes a real budget. The official details of State Farm’s largest policyholder dividend has moved from announcement to…

Homeowners are being squeezed from both sides of the insurance contract. State-regulator data show inflation-adjusted premiums rose as much as 43.3% in one region from 2018 through 2024, while insurer-initiated nonrenewal rates rose between 96% and 216%. A higher bill is painful; losing the policy can threaten a mortgage. The national numbers hide wide regional…