Category: Benefits & Retirement
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Medigap Plans Compared: What the Letters Mean
Medigap plans are standardized by letter, so Plan G is Plan G everywhere and only the price changes. What each letter covers and why your buying window matters.
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LIHEAP Can Pay Cooling Bills Too: How to Apply
The federal energy assistance program isn’t just for winter heat. Many states pay summer cooling bills and even help buy air conditioners. How to apply for LIHEAP.
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Medicare Part D in 2026: The Cap on Your Drug Costs
In 2026, Medicare Part D out-of-pocket drug costs stop at $2,100 for the year. How the cap works, what counts toward it, and how to spread the bills out.
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Traditional vs. Roth: How to Think About the Tax Bet
Traditional or Roth comes down to one question: is your tax rate higher now or in retirement? The math, the 2026 limits, and the tie-breakers.
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The ACP Is Gone. Cheap Internet Options That Remain
The Affordable Connectivity Program ended in 2024, but Lifeline’s $9.25 monthly discount, state broadband laws, and provider plans can still cut your bill.
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Social Security’s 2026 Trustees Report in Plain English
The 2026 Trustees Report projects the retirement fund runs short in late 2032, paying 78% of benefits then. What that means, and doesn’t, for your check.
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Medicare’s Hospital Fund: What the New Report Projects
The 2026 Medicare Trustees Report projects the hospital fund runs short in 2033, still covering 89% of Part A costs. What that means for beneficiaries.
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How to Open a my Social Security Account Safely
Opening a my Social Security account takes about 15 minutes and a photo ID. Here’s the safe way to set one up — and why claiming yours protects you.
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VA Pension or VA Disability? Two Different Benefits
VA disability compensation and VA pension get mixed up constantly. One is for service-connected conditions, one is needs-based. Who qualifies for which.
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401(k) Vesting: The Money That Isn’t Yours Yet
Your 401(k) statement shows one balance, but part of it may not be yours yet. How cliff and graded vesting work, and how to check before you switch jobs.
