Category: Social Security
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Claiming Social Security before full retirement age costs a dollar of benefits for every two dollars earned over the yearly limit
Nearly every year, new retirees are surprised to learn that claiming Social Security before full retirement age doesn’t guarantee they keep every dollar of it if they’re still earning a paycheck. A rule called the retirement earnings test can withhold part of the benefit once outside income crosses a yearly limit, and the math shifts…
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Social Security’s overpayment rules reach a survivor’s lump-sum death payment and the deceased person’s estate
When a Social Security beneficiary dies while still owing the agency money from an earlier overpayment, that debt does not disappear along with them. The Social Security Administration follows a specific, ranked sequence for trying to recover the balance, and the sequence can reach a surviving spouse’s one-time death payment, reduce another family member’s own…
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Anyone still getting a Social Security check by mail can move to a prepaid card or ask Treasury for a waiver
A claim keeps circulating that Social Security paper checks stop for good on September 30, 2026. That is not what Social Security’s own written guidance says. The actual legal deadline for the shift to electronic federal benefit payments passed a year earlier, and the agency’s current public statement is only that it intends to finish…
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Social Security is pulling bank and payroll data on SSI recipients
The Social Security Administration told Congress on July 24 that it is expanding two computerized checks on Supplemental Security Income recipients: one that verifies bank account balances, and one that pulls wage data straight from payroll providers. For the more than seven million people who receive SSI, this is not a new intrusion into their…
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The second of the three inflation readings that set next year’s Social Security raise publishes Friday morning
Retirees waiting to see how much bigger their Social Security check might get in January are getting only the second of three pieces of data this morning. The Bureau of Labor Statistics is scheduled to publish the August Consumer Price Index at 8:30 a.m. Eastern on Friday, September 11 — one of three monthly inflation…
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Twenty-six more Social Security hearing notices now arrive online.
Social Security is putting more of the paperwork behind a disability appeal into a place claimants already check: their online account. As of this month, people with a pending hearing or appeal can view 26 additional case-related notices electronically instead of waiting for them in the mail. It’s a small-sounding update with a real dollar…
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Social Security just retired a 36-year-old rule on what family rent does to an SSI check
An SSI recipient renting a converted garage apartment from her adult son pays him $380 a month. Whether that arrangement quietly shrinks her monthly check has depended, for 36 years, on a legal technicality most families renting to or from a relative never knew existed: which of the country’s federal appeals circuits they happened to…
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Social Security replaces a 15-year-old rule on young-adult disability claims October 1
Beginning October 1, the Social Security Administration will judge disability claims from 18-to-25-year-olds using evidence rules it has not rewritten since 2011. The update, formalized as Social Security Ruling 26-2p, changes how caseworkers weigh school records, job tryouts and medical evidence when a young adult files a first disability claim, ages out of a childhood…
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Supplemental Security Income still cuts off at $2,000 in savings, while the monthly payment rose to $994
The Social Security Administration’s 2026 Cost-of-Living Adjustment fact sheet confirms that the maximum federal Supplemental Security Income payment climbed to $994 a month for an individual, up from $967 in 2025, and to $1,491 for a couple. The raise comes from a 2.8 percent cost-of-living adjustment applied across Social Security and SSI alike. But the…
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Social Security is finishing off paper checks this year, and Treasury says a check is 16 times likelier to be stolen
Social Security says it plans to stop mailing paper checks to beneficiaries altogether this year, closing out a shift that began under federal law more than a year ago. For the shrinking number of retirees, spouses, and survivors who still get a check in the mailbox each month, that means the payment method itself is…
