Arizona homeowners whose Allstate payment for structural damage may have left out depreciation now have a defined window to ask for it. The class covers claims paid across more than nine years, from April 25, 2017 through October 1, 2026. The deadline to file is January 29, 2027, and the settlement is still waiting on a court.

The case, Case No. CV-2026 00048, sits in the Superior Court of Arizona in Mohave County. It asks whether Allstate properly deducted what the case calls nonmaterial depreciation when it adjusted certain property insurance claims in the state. Anyone who took an Allstate check for a roof, wall or other structural repair in that period may be inside the class.

Allstate paid a structural claim years ago, so is any withheld depreciation still owed, and by when does a claim need to be in? The official settlement website lists the claim deadline as January 29, 2027. The same page says a claim form is “the only way to get a payment” for anyone who qualifies.

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The deadline and the one form that counts

The settlement site lists January 29, 2027 as the date to submit a claim on or before. A claim form is required, and the site offers it as an online submission or as a PDF form. There is no automatic payment for people who stay silent.

The administrator’s page does not name a dollar figure per person. Any amount a class member receives will depend on terms the page does not spell out, so no payment estimate belongs in a plan until the notice or a later update gives one.

Which Allstate policies and which payments are covered

The settlement page describes the class as Arizona structures insured by Allstate Vehicle and Property Insurance Company, Allstate Insurance Company or Esurance Property and Casualty Insurance Company, along with other listed Allstate and Encompass entities. The homeowner must have made a claim to Allstate for structural damage to the property. Payment must have been received between April 25, 2017 and October 1, 2026.

That wording is about the insurer on the policy and the date the payment arrived, not the date of the storm or fire. Someone whose loss happened earlier but whose check landed in 2017 or later is described by the same date range. Policy paperwork or the old settlement letter from Allstate usually shows which Allstate company wrote the coverage.

Why the court still matters

The settlement site states that the court in charge of the case still has to decide whether to approve the settlement. A Fairness Hearing is part of that process, and the page tells visitors to check the website for updates. Payments follow only if approval comes.

Filing a claim does not depend on approval arriving first, since the January 29 cutoff applies either way. Anyone who files early has the form in before the cutoff whichever way the approval timing falls. A homeowner who waits for the final order and then misses the cutoff has no second route.

Other dates that change a homeowner’s rights

Two other deadlines sit ahead of the claim date. The settlement page lists November 16, 2026 as the last day to submit an exclusion and the last day to submit an objection. Staying in the class and filing a claim is the route to a payment, while an exclusion is for homeowners who want to keep their own right to sue Allstate separately.

Those who intend to do that should talk to a lawyer before November 16, because an exclusion is a choice to step outside the settlement. For anyone who simply wants the money, the January 29 form is the date that matters. The November 16 dates only matter to people who plan to object or opt out.

Protecting a claim from lookalike offers

Settlement filings draw impostors who promise faster payment for a fee. The Federal Trade Commission’s refunds page says the FTC will never threaten anyone, say money must be transferred to “get a refund,” or promise a prize, and calls that a scam. The same logic applies to any caller or message demanding a fee, a bank login or a Social Security number to “release” settlement money.

The class form is filed through the official site, and the site’s contact page is the place to reach the administrator with questions. Keeping a dated copy of whatever is submitted gives a record if a payment is later delayed.

What a careful filer gathers before January 29

A short checklist makes the form quicker to finish. The class definition turns on the Allstate entity, the Arizona address, the structural claim and the payment date, so those four items carry most of the weight.

• The Arizona address of the insured structure.
• The Allstate policy or claim number, if an old letter or email still shows it.
• The approximate date the structural-damage payment arrived, which must fall between April 25, 2017 and October 1, 2026.
• A current mailing address and email, so a later payment or notice can reach the claimant.

Nothing in the administrator’s materials promises that a homeowner will receive any set amount, so a filing is a request for whatever the settlement ultimately provides. Filing costs nothing at the official site, and a missed date cannot be undone.

Is an old Allstate roof or storm payment in Arizona still owed the depreciation, and who files by January 29?

A structural claim paid years ago can look finished, yet the Hernandez settlement treats it as open until a claim form is submitted. Nothing is sent to anyone who skips the form, and the January 29, 2027 cutoff closes the window whether or not the court has approved the deal by then.

The Money Owed to You Bundle puts all 8 Money Owed guides in one download, including Open Settlements: How to File, which covers the four-date rule, the two claim tiers, proof without receipts, and chasing a payment. The Claim It Checklist adds a 20-minute sweep twice a year, the filing checklist and the scam stop-list, and every claim itself stays free at the official source.

Get the Open Settlements guide and Claim It Checklist for the Allstate depreciation form →

This article was produced with AI assistance and edited for accuracy against the sources linked above.