Money, explained for the rest of us.

Get our free daily email →

Missouri gas customers who broke a winter payment plan can get service restored by paying half the balance or $500, whichever is less, under the Cold Weather Rule

By

Image Credit: HomeSpot HQ - CC BY 2.0/Wiki Commons

Missouri gas customers who broke a winter payment plan can get service restored by paying half the balance or $500, whichever is less, under the Cold Weather Rule. The Missouri Public Service Commission says the rule runs November 1 through March 31, and that a gas customer who breaks a payment agreement pays an initial amount of 50% of the outstanding balance or $500, whichever is less.

The question for a household that fell behind last winter is whether the shutoff can be undone without paying everything at once. Under the commission’s Cold Weather Rule brochure, it can, with the rest of the bill spread across a 12-month payment plan. The rule covers customers of utilities the commission regulates.

Retirement deadlines, in your inbox: Miss an enrollment or claim deadline and the money can be gone. Join the Retirement Money Brief and we’ll send you our Property Tax & Utility Relief Finder as a welcome gift.

Get the Brief + the relief finder →

We may earn a commission from links on this page.

How the half-or-$500 amount works

The brochure sets the gas figure as the lower of two numbers. A customer with an $800 balance would pay $400, because half is less than $500. A customer with a $1,400 balance would pay $500, because half would be $700. Those two cases are arithmetic from the commission’s formula, and the utility sets the actual balance.

What remains is deferred and paid under a Cold Weather Rule payment agreement over 12 months, the commission says. The brochure also says a utility may not require a deposit if the customer enters a payment agreement and keeps it, so the way an agreement is kept matters as much as the first payment.

Electric customers face a different number

The gas formula does not carry over to electric service. A customer who breaks a payment agreement with an electric utility may be required to make an initial payment of up to 80% of the total balance, according to the same brochure. For a household that heats with gas but pays a separate electric bill, the two accounts can carry very different restoration amounts.

Who is covered, and who is not

The rule protects heat-related service from disconnection when the forecast shows temperatures dropping below 32 degrees during the next 24 hours. It applies to utilities under the commission’s jurisdiction. Municipal systems, cooperatives and truck-delivered propane providers are outside it, so a customer of one of those suppliers has to ask the supplier what its own policy is.

Registered low-income elderly or disabled customers, whose household income is under 150% of federal poverty guidelines, get added protection. Under the brochure, those customers must pay at least 50% of either the actual bill for the period or the level bill amount under their plan. A customer can register by being 65 or older, by providing a physician’s medical form showing that the household needs gas or electric service to maintain life or health, or by showing a federal disability award letter.

What happens after March 31

The protections end with the winter, but the bill does not. The commission says unpaid winter amounts may be added to installments after March 31. A household that gets service back in November on the half-or-$500 payment should expect the remaining 12-month installments to continue into the spring and summer, when there is no cold-weather protection.

The commission’s consumer line is 1-800-392-4211, and its address for questions by email is [email protected]. For help with the bill itself, the brochure points to the local Community Action Agency for energy assistance, though it lists no number.

The brochure’s numbers answer the first question, which is how much it takes to get the gas back on. They do not answer the second, which is whether the household can keep every installment for 12 months. That depends on the monthly budget, and the commission’s line at 1-800-392-4211 is where a customer can ask how the utility has set the payment plan.

Fell behind on a Missouri gas payment plan?

A broken plan means a bigger first payment, and a second broken plan can mean the same problem again. The brochure’s own wording makes the deposit waiver depend on keeping the agreement, so one missed installment can cost more than the installment.

The Senior Property Tax & Home-Cost Relief Kit does not set Missouri’s Cold Weather Rule amounts. It does cover heating, cooling and home-repair help, and its application log and renewal calendar give a household one place to line up the winter bill, the energy assistance application and each installment date.

Map the 12 months of gas payments with The Senior Property Tax & Home-Cost Relief Kit’s application log →


More Financial Reading

This article was produced with AI assistance and edited for accuracy against the sources linked above.


Spotted an error? Tell us at [email protected]. We fix mistakes fast and in the open — see how we work on our standards page.

Get the money news that affects your wallet — free, every weekday morning.