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The FTC raised the Amazon Prime refund cap to $200, and the automatic payments that began going out October 1 expire 60 days after they are issued

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Image Credit: Tony Webster from Minneapolis, Minnesota, United States - CC BY 2.0/Wiki Commons

The Federal Trade Commission has raised the ceiling on Amazon Prime refunds from $51 to $200 per person, and the first payments under the higher cap began going out on October 1, 2026. Each one stays good for only 60 days after the day it is issued. A payment issued on October 1 would lapse on November 30.

The change comes from a revised order the agency announced on September 17. It grows out of the FTC’s case over how Amazon enrolled people in Prime without clear consent and made cancelling hard. Amazon agreed in September 2025 to pay up to $1.5 billion in refunds plus a $1 billion civil penalty, $2.5 billion in all. As of September 2026, the FTC says, Amazon had issued more than $845 million in refund payments.

Who is in the new round of automatic payments?

Earlier rounds went to people who used fewer than 10 Prime benefits in a one-year period. The revised order adds people who used 11 to 20 benefits in a one-year period, who were left out before. Christopher Mufarrige, director of the FTC’s Bureau of Consumer Protection, said the change will make sure more of the people harmed by Amazon’s enrollment and cancellation practices benefit from the settlement.

The FTC’s Amazon refunds page sets the outer limits. A person had to be a U.S. Prime customer who signed up through a challenged enrollment flow, or tried and failed to cancel online, between June 23, 2019 and June 23, 2025, and used no more than 20 Prime benefits in any 12-month period. Free perks such as Prime Video and Prime Music count as benefits. Nobody in that group files a claim or fills out a form. What they have to do is watch for the payment and use it before the 60 days run out.

What changed this year: Social Security and Medicare change every year, and nobody sends you a memo. The Retirement Money Brief breaks down what changed and what to do.

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What does the 60-day clock mean for a check, PayPal or Venmo payment?

The FTC’s refund page says plainly: “Payments expire 60 days after the issue date.” Amazon sends the money as a mailed check or as an electronic payment through PayPal or Venmo. The clock runs from the day the payment is issued, not from the day it reaches a mailbox or an app, so a check that sits in a stack of mail is already using up its window.

Because the payments began on October 1, the earliest ones reach their 60th day at the end of November. Payments issued later in October or in the months after that expire later, each on its own date. Anyone who has already had one come in should write down the issue date printed on the check or shown in the PayPal or Venmo notice, then count forward 60 days.

What is the extra $149 and when does it arrive?

The $200 figure is a ceiling, not a flat amount. Under the revised order, if enough of the payments have not been accepted by February 2027, Amazon will make further automatic payments of up to $149 to people who already received a refund, which would bring their total to $200. The FTC says that final round starts by April 2027 and is also automatic. The refund page tells people they should have their refund by April 2027.

The same release carries a warning. The FTC is not contacting people about refunds in the Amazon matter, and Amazon is the party running the payments. The agency says anyone who claims to be from the FTC and reaches out about a refund is likely a scammer, and that no one from Amazon will ask for money to release a refund.

Where does a missing payment get sorted out?

The refund page lists the settlement administrator at 1-888-999-8094 and the address [email protected] for payment questions. Anyone who believes they fit the 2019 to 2025 window and has not seen a payment can start there, and can report scam contacts at ReportFraud.ftc.gov. The open question the FTC has not answered is how many of the newly added 11-to-20-benefit group will accept their money before their own 60 days end, since that acceptance rate decides whether the February 2027 threshold triggers the extra $149 round.

Did your Prime payment arrive before it expires?

A Prime refund that is issued on one date and expires 60 days later is easy to lose in a stack of mail or a buried PayPal or Venmo notice. Once the 60 days pass, the payment is void, and a second round of up to $149 may also be on the way in 2027, so there can be two payments with two different expiry dates to keep straight.

The Settlement & Refund Recovery System includes a claim log and payment tracker, a place to record each payment’s issue date and expiry date. It also carries the four-date rule for reading a settlement notice and a large-print quick-start for anyone who would rather work from paper.

Get the payment tracker for the Amazon Prime 60-day expiry →


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This article was produced with AI assistance and edited for accuracy against the sources linked above.


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