The settlement made headlines in the millions, but your check is $11.94. Here’s the pro-rata math behind settlement payouts — and why you should cash it anyway.

When a company owes you money and won’t pay, small claims court is built for people without lawyers. What it costs, what you can win, and the steps.

Data breach settlements often make you pick between a cash payment and free credit monitoring. Here is how to choose, using the Equifax case as the guide.