Property tax is on the ballot in seven states on Tuesday, November 3, and homeowners in Florida, Georgia, Louisiana, North Carolina, Oklahoma, Tennessee and Wyoming will see 12 statewide measures between them. Some would cap how fast a home’s assessed value can climb. Others would widen exemptions or ban a tax outright, and several would change what homeowners pay starting in 2027.

Ballotpedia counts 13 property tax measures across those seven states this year. One of them, Louisiana Amendment 4, was already decided: voters defeated it 66.1% to 33.9% on May 16. That leaves 12 still to be voted on, and the rest of this story walks through them state by state.

Is your state on the list?

The seven states are Florida, Georgia, Louisiana, North Carolina, Oklahoma, Tennessee and Wyoming. Louisiana has the most, with five amendments. Florida has two, and each of the other five states has one. Homeowners elsewhere are not voting on a statewide property tax question this year, although local measures can still appear on county and city ballots.

For a reader in one of the seven states, the practical task is to find the measure on the sample ballot and read what it changes before November 3. The National Conference of State Legislatures keeps a statewide ballot measures database that lists each question by state.

Retirement deadlines, in your inbox: Miss an enrollment or claim deadline and the money can be gone. Join the Retirement Money Brief and we’ll send you our Property Tax & Utility Relief Finder as a welcome gift.

Get the Brief + the relief finder →

We may earn a commission from links on this page.

What Oklahoma and Tennessee voters will decide

Oklahoma has State Question 847, one of two questions that the state elections board says qualified for the November 3 election. According to the Tax Foundation, SQ 847 lowers the yearly cap on assessment increases for homestead and agricultural property from 3% to 1.75%, and for most other locally assessed real property from 5% to 4%. For homeowners over 65, it replaces the current income test with a tiered system. Lower-income seniors keep the freeze, and higher-income seniors would see annual valuation increases of 0.35% to 1.75%.

Tennessee Amendment 2 would ban a state property tax. The official ballot text, as printed on the Nashville sample ballot, says the Legislature “shall not levy, authorize, or otherwise permit any state tax upon such property.” Property tax in Tennessee is already local, so the amendment closes off a statewide option rather than cutting an existing bill. The Yes on 2 campaign had raised $109,500 through June 30, the most of any of the 13 measures, Ballotpedia reports.

Five Louisiana amendments, each aimed at something different

Louisiana’s five questions run through a range of homeowner situations. Per the Tax Foundation’s summary, one raises the income cutoff for the assessment freeze from $100,000 to $150,000, effective for tax year 2028. The state legislature’s digest of Act 220 carries the same $150,000 figure. A second exempts up to $30,000 of assessed value for seniors who already qualify for the freeze, also from tax year 2028, with the amount depending on age.

A third bases a locality’s maximum millage rate on the prior year’s maximum allowed rate rather than the rate actually levied, starting with tax year 2027. A fourth lets a surviving spouse transfer a disabled veteran’s homestead exemption once to a new property, capped at the previous property’s value. The fifth requires the legislature to create an optional exemption for rehabilitated blighted or derelict property.

Florida, Georgia, North Carolina and Wyoming

Florida has two questions. Amendment 3 would exempt the first $150,000 of homestead value from non-school levies in 2027, rising to $250,000 in 2028 and indexed to inflation from 2029. It also cuts the non-homestead assessment growth limit for non-school levies from 10% to 5% and takes effect January 1, 2027. Buyers of a primary residence after that date would qualify for the increased exemption after five years of residency. Amendment 2 exempts farm equipment and other tangible personal property used in agriculture or agritourism, from tax years beginning January 1, 2027.

Georgia Amendment 1 raises the acreage cap for conservation-use property from 2,000 to 4,000 acres per landowner. North Carolina’s amendment would require the General Assembly to pass a levy limit for local governments, which would sit on top of the existing rate cap of $1.50 per $100 of assessed value. The amendment does not set the limit itself, and lawmakers could allow exceptions.

Wyoming Initiative 1 is a citizen initiative adding a 50% exemption on the value of a home, not the land, with no cap and six months of annual occupancy required. It would stack on the 2025 exemption of 25% of the first $1 million in fair market value, so eligible homeowners could claim both.

What the track record says about measures like these

Ballotpedia counted 58 property tax measures decided by voters from 2020 to 2025, with 45 approved and 13 defeated. Twenty-four of them concerned homeowner exemptions. A measure passing does not end the story. Several of these questions leave details to the legislature, including North Carolina’s levy limit and Louisiana’s optional blight exemption.

Whether any of the 12 changes a particular tax bill depends on the county, the home and the owner’s age and income. The open question for homeowners in the seven states is whether the measure that passes will also change the application they must file to keep an existing break.

Property tax vote in your state on November 3?

A ballot measure can change an exemption or freeze without changing the paperwork that keeps it, and a homeowner who misses a renewal can lose a break the voters just expanded. In Louisiana and Oklahoma, the senior freezes tied to income limits are the places where a missed detail costs the most.

The Senior Property Tax & Home-Cost Relief Kit lays out the 5 kinds of property-tax relief and includes an application log and renewal calendar, so each exemption, freeze or credit has a date and a record. Part 2 reads a tax bill line by line, to show what an assessment change does to the number.

Get the property-tax relief kit with the renewal calendar for the November 3 ballot states →

More Financial Reading

• 21 Ways to Stretch a $2,087 Social Security Check
• 15 Places to Find Your Share of the $4.25 Billion States Give Back
• 15 Steps to Stop the Scams That Took $7.7 Billion From Seniors

This article was produced with AI assistance and edited for accuracy against the sources linked above.