Money, explained for the rest of us.

Get our free daily email →

Checks from the $8.7 million Sequoia Benefits data-breach settlement were issued Aug. 31 and become void if they are not cashed by Nov. 30

By

Image Credit: thapanee srisawat/Unsplash

A settlement check that sits in a drawer past Nov. 30 stops being worth anything. Payments from the $8.7 million Sequoia Benefits data-breach settlement were issued on Aug. 31, 2026, and the settlement website says any uncashed check becomes void after Monday, Nov. 30, 2026.

From today that leaves about seven weeks. The site says all submitted claims have been reviewed and that payments for approved claims have gone out, so the money is no longer waiting on a court or a form. It is waiting on whoever holds the check.

What the settlement site says about the checks

The administrator’s home page makes three points. Every claim that was filed has been reviewed. Payments for approved claims were issued on Aug. 31. And a check that has not been cashed by the end of Nov. 30 is void. A summary on OpenClassActions puts the rule the same way: a paper check has to be deposited or cashed by Nov. 30, 2026.

The window to file a claim is closed. The settlement’s FAQ page lists a claims deadline of March 11, 2026.

Who was in the class

The case is In re Sequoia Benefits and Insurance Data Breach Litigation, No. 3:22-cv-08217-RFL, in the U.S. District Court for the Northern District of California, according to OpenClassActions. The class covers everyone in the United States on Sequoia’s list of people whose information was compromised. That list runs to about 584,109 people nationwide, with a California subclass of 210,673.

What the payments were estimated at

The settlement terms described by OpenClassActions set an estimated cash payment of $75 for people who had no documentation of losses. The California subclass was estimated to receive an additional $150. People who could document out-of-pocket losses could receive up to $7,500 per person.

Those were estimates made before the final count of claims. The amount printed on a check is the real figure, and it may differ from the number in any news summary.

For a person who filed a claim last winter, the question now is simple: did the check arrive, and where is it? A check mailed on Aug. 31 can sit in a pile of mail or go to an address the person has since left.

A check issued Aug. 31 with a Nov. 30 void date is easy to lose track of, especially when the claim was filed back in the winter. The Settlement & Refund Recovery System includes a claim log and payment tracker, so the issue date, the deposit date and the void date for a settlement check sit on one page.

Log the Sequoia check’s Nov. 30 void date in the Recovery System’s payment tracker →

If the check never came

The settlement site’s FAQ page lists the administrator as Kroll Settlement Administration. Questions go by phone to (833) 630-5405, by mail to Sequoia Data Breach Settlement, c/o Kroll Settlement Administration, P.O. Box 225391, New York, NY 10150-5391, or through an online contact form on the site.

The pages describing the settlement do not spell out how a replacement check is handled, so the administrator is the one to ask. Calling soon matters because the Nov. 30 date does not move for a check that was lost in the mail. Anyone who has changed addresses should say so on the call, and anyone who gets a message about the settlement should reach the administrator through the number and address on the settlement website rather than through a link in a text or an email.

The date that counts

The site’s wording is that an uncashed check becomes void after Monday, Nov. 30. The safe reading is to treat Nov. 30 as the last day to get the check into a bank, not as a day to start the process. A check that has to be sent to a branch by mail or deposited through an app needs time to be processed, and a deposit made late on the last day can run into the weekend or a bank cutoff.

Checks are also a poor place for a name mismatch. A check written to a person who has since changed names, or to a name spelled differently from the account at the bank, can be refused at the teller window. That is another reason to call the administrator before the end of November, not after.

Getting the Sequoia check cashed before Nov. 30

The free route starts at the settlement website, which carries the void date and the administrator’s contact details. Before calling, it helps to gather the name and address used on the claim, the email address, and any claim confirmation saved from last winter.

A paper check in hand should go to the bank early. Cash it or deposit it, then write down the date and amount. A note of the deposit date and the Nov. 30 void date takes one line and settles the question later if a bank statement has to be matched against the settlement.

If nothing has arrived by the end of October, the administrator’s phone line and mailing address on the site are the next stop. The Nov. 30 date is the administrator’s, and the settlement site is where any change to it would be posted.

Monday, Nov. 30 voids an uncashed Sequoia check

A $75 estimate is easy to put off, and a voided check cannot be cashed at any price. The Settlement & Refund Recovery System includes a claim log and payment tracker, so each settlement check has its issue date, its deposit date and its void date written down in one place. The system runs 50 pages, with the tracker built in.

Set up a payment tracker for settlement checks with the Recovery System →

This article was produced with AI assistance and edited for accuracy against the sources linked above.


Spotted an error? Tell us at [email protected]. We fix mistakes fast and in the open — see how we work on our standards page.

Get the money news that affects your wallet — free, every weekday morning.