New Jersey homeowners who want the Senior Freeze for the 2025 tax year have until Monday, November 2, 2026 to file. The state’s Division of Taxation property tax relief page says so in as many words: “The deadline for the 2025 application is November 2, 2026.”
The application is the PAS-1, the combined property tax relief form. The New Jersey Treasury’s Senior Freeze explainer caps eligibility at 2025 income of $172,475 or less and sets the age test at 65 or older on December 31, 2025.
Which date counts, October 31 or November 2?
The Treasury explainer shows a filing window running from September 2 to October 31, 2026. October 31 falls on a Saturday, and the Division of Taxation page sets the 2025 application deadline at the following Monday, November 2. Homeowners who file online ahead of the weekend settle the question for themselves.
The Senior Freeze reimburses increases in property tax, or in mobile home park site fees, on a principal residence. The program sets a base year and sends a check for the difference when taxes rise in later years, according to the Treasury.
Who can still file the Senior Freeze?
The question for most older New Jersey homeowners this week is whether they meet every test and what to have in hand before November 2. Treasury lists them: age 65 or older on December 31, 2025, or receipt of federal Social Security or Railroad Retirement disability benefits on or before that date; 2025 income of $172,475 or less; and ownership and residence in the home since December 31, 2022 or earlier, still true on December 31, 2025.
Income is the combined figure for married couples and civil union partners living in the same home. The explainer also lists a 2024 income limit of $168,268 or less, because eligibility has to hold for each year from the base year through the application year.
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What the residency and property rules require
Homeowners must have owned and lived in the home since December 31, 2022 or earlier, and still owned and lived there on December 31, 2025. The state treats that as a New Jersey residency test running back to 2022, not just a test for the application year.
Mobile home owners follow a parallel rule. They must have leased a park site and owned the home placed there since December 31, 2022 or earlier, and still lived there or leased the site on December 31, 2025. Their property must be subject to site fees, and other homeowners’ property must be subject to property taxes on land and improvements.
The explainer also covers residents under 65 who received federal Social Security or Railroad Retirement disability benefits on or before December 31, 2025, subject to the same income, ownership and residency tests. The 65-and-older group is the one named here, and the disability route has its own line in the state’s eligibility rules.
How to file the PAS-1
The PAS-1 can be filed online or on paper. The state’s application site is propertytaxreliefapp.nj.gov, and the Treasury explainer says the same form also determines eligibility for two other programs, ANCHOR and Stay NJ. One application covers all three.
Questions go to the state’s property tax relief line at 1-888-238-1233 or to [email protected], both listed in the Treasury explainer.
Will an October 31 filing be safe?
Treasury’s own explainer ends its window on October 31, and the Division of Taxation’s page extends the deadline to November 2. October 31 is ten days from today and November 2 is twelve. Filing by the earlier date keeps the weekend out of the picture, and the state’s property tax relief page is where any change to the deadline would be posted.
Filing the PAS-1 before November 2?
A missed Senior Freeze deadline costs a New Jersey homeowner a reimbursement for the 2025 tax year, and the same PAS-1 also drives ANCHOR and Stay NJ. Homeowners filing late in the window tend to be juggling a tax bill, a base year and a stack of other senior breaks at once.
The Senior Property Tax & Home-Cost Relief Kit lays out the 5 kinds of property-tax relief and the circuit-breaker credit that includes renters, then closes with an application log and renewal calendar so the November 2 date and next year’s filing both have a place on the page.
Get the Senior Freeze application log and renewal calendar kit →
More Financial Reading
- 21 Ways to Stretch a $2,087 Social Security Check
- 15 Places to Find Your Share of the $4.25 Billion States Give Back
- 17 Medicare Money Moves Now That Part D Caps at $2,400
This article was produced with AI assistance and edited for accuracy against the sources linked above.
